The other day an article popped up in my newsfeed outlining the true cost of a latte every morning on the way to work.

Now, first of all, this article was in $ but it does go to show the stupefying effects of compound interest over the course of 25 years in a very effective way. It got me thinking – just how much does our beloved ‘sport’ cost us when calculated over the long term?

I didn’t waste too long thinking about it though, and not just because I struggle with any number I can’t count using fingers and toes. Any costs from riding our mountain bikes round the Surrey Hills have to be offset against the actual pleasure derived from pursuing our chosen activity, the health benefits, the mental and social benefits and so on.

Besides, what’s the point of being able to enjoy a comfortable retirement if you’ve missed out on a whole heap of fun at Leith and Holmbury along the way?

So, I might scale back on the coffee but not my bike bling!